Debt settlement durations, and program length is based on many factors, the most important of which is making sure the debtor has the funds required in their special purposes account to settle the debt. Other factors are debt amount, creditor and age of debt.

Any credit card not entered with the Debt Settlement Company will still be available to you for any emergencies that might arise in every day life. Of all the available options to you, our program is the most accommodating. However we strongly discourage our customers from accumulating more credit while in the program.

Every inquiry, whether online, mail or phone is assigned to a designated enrollment agent, thus ensuring everyone is dealt with in an efficient and timely manner.