Bankruptcy Alternative Experts, Let the Debt Settlement Company Help

Debt Settlement Experts

Don't Settle for Less, Settle with the Best

Bankruptcy

The Debt Settlement Company offers a service that does not involve bankruptcy, debt management, or credit counseling. Our program is typically completed within 12-36 months depending on your personal situation, but fit to meet your budgeting criteria. Additionally, by law some states require an attorney to represent you while enrolled into the debt negotiation and settlement program. Debt settlement is considered a hardship program therefore the client is required to fill out a 3-4 sentence hardship letter (to be presented to your creditors). Unlike debt management, Credit Counseling and bankruptcy's 7-10 year credit affects, debt settlement minimally affects your credit when compared side-by-side primarily because your accounts are being closed thus improving your debt-to-income ratio which accounts for 30% of your credit score. Resource: http://www.myfico.com/CreditEducation/WhatsInYourScore.aspx. To learn more contact the Debt Settlement Company, consultations are free, informative and completely discreet.

As of 2005 the Bankruptcy Code required debtors (those in debt) to complete accredited credit counseling / debt management before filing bankruptcy. In most states, the United States trustee is responsible for approving the providers that offer this special pre-bankruptcy briefing, and in the six districts located in Alabama and North Carolina, the bankruptcy administrator assigned to those districts approve them. The United States trustee and the bankruptcy administrators maintain a list of approved providers. Bankruptcy cases cannot be filed in state court. Even though bankruptcy laws help people who can no longer pay their creditors get a fresh start by liquidating their assets to pay their debts, or by creating a repayment plan there are elongated consequences, and you (the debtor) should review an informative government web site that outlines the setbacks of bankruptcy filing located at http://www.controlyourcredit.gov/html/debt_management.html#bankruptcyBankruptcy. Furthermore, most credit counseling agencies accredited, or not charge an upfront fee (charged to your credit card) the same credit cards your trying to payoff?

Credit Card Debt

Are your credit card debts really worth 7-10 years of bad credit? Maybe bankruptcy isn't such a good idea. Read more

Debt Settlement

The Debt Settlement Company - no upfront fee's - lower payments - affordable - legal - 24/7 account access. Read more

Name:
E-mail Address:
Home Number:
Cell Number:
State:
Debt Amount:
Debt Settlement Company is committed to your success. Our mission is to produce a solid customer service experience, and be your partner in a successful resolution to your debt settlement program. We originate, and administer debt settlement programs for consumers by negotiating unsecured debts including credit card debts, and medical bills. Debt Settlement Company also negotiates settlements on behalf of our clients by settling one account at a time.

Fast Solutions | Debt Consolidation | Credit Counseling Services | Bankruptcy | Creditor Negotiation | Free Repayment Analysis | Easy Consultations | Informative Overview | Fast Debt Quotes

Debt settlement durations, and program length is based on many factors, the most important of which is making sure the debtor has the funds required in their special purposes account to settle the debt. Other factors are debt amount, creditor and age of debt.

Any credit card not entered with the Debt Settlement Company will still be available to you for any emergencies that might arise in every day life. Of all the available options to you, our program is the most accommodating. However we strongly discourage our customers from accumulating more credit while in the program.

Every inquiry, whether online, mail or phone is assigned to a designated enrollment agent, thus ensuring everyone is dealt with in an efficient and timely manner.