Debt Settlement

Once you fall behind with debt it becomes more and more difficult to get out of debt and back on track. In this scenario, eventually your minimum monthly payments will likely be going almost entirely towards interest. At this rate, you would finally pay the account off in about 20 years having spent ten times or more what you initially borrowed. Debt Settlement Companies understand your predicament and the credit card companies have been counting on and profiting from it for years. Debt Settlement Services can end the 20-year cycle by helping you cut down, and payoff your credit card debts in three years or less.

With the Debt Settlement Company you deposit a pre-determined monthly payment into a member FDIC trust account that is in your name, until you have enough funds to negotiate a settlement offer (otherwise known as a Debt Settlement Letter) with your creditors - we settle from lowest to highest (starting with the account that has the lowest balance). Primarily, to start healing your credit score - as accounts are closed your credit score improves.

Debt settlement is a completely legal, logical, and optional debt relief solution specifically for consumers with credit card debt, and medical bills. Creditors settle a debt when it becomes clear there is a possibility that they may collect nothing on the debt if you were left with no choice but to file for bankruptcy protection. At the same time, your incentive to settle is to avoid bankruptcy and to ethically discharge your debts.

Once our settlement department has negotiated a settlement with your creditor, one of our settlement experts will contact you and review the settlement offer with you - giving you the option to accept or decline the offer. You may call one of our associates at any time to see the amount of funds that have accumulated and can easily get up to date balance information on your account online 24/7.